Fee Only Personal Financial Planning

Comprehensive Financial Plan

This service is provided for a “flat fee”. We will build your financial plan together through three interactive meetings. Your plan will cover areas such as:

• Cash flow/net worth analysis
• Investment planning
• Retirement planning
• Estate planning
• Insurance analysis/planning
• Tax planning
• Any other elements critical to achieving your life goals

You will be provided with a personalized report that:

• Identifies all of your stated goals
• Defines the strategies & tactics recommended to achieve your goals
• Shows all financial projections/forecasts supporting the achievement of your goals (graphs & charts)
• Summarizes details in all of the planning components listed above
• Presents a “To Do” list of actions required to support the recommended strategies & tactics

It is important to keep your plan current as life changes occur and as goals change. A life/financial plan must be flexible and adapt to reflect these changes. We can work with you on an ongoing basis to maintain a current plan that is always on track and supporting the achievement of your goals. This service is provided on an hourly rate basis.

Financial Check-Up

A scaled down version of the Comprehensive Plan, this service is intended for those who would like a less detailed approach to creating a financial plan that focuses on achieving life goals. The Financial Check-Up is delivered on an hourly rate basis. You can expect the planning process to be covered in two meetings. We will address the following areas:

• Investment planning
• Retirement planning
• Estate planning
• Insurance analysis/planning
• Tax planning
• Any other elements critical to achieving your life goals

You will be provided with a personalized report that:

• Identifies all of your stated goals
• Defines the strategies & tactics recommended to achieve your goals
• Shows all financial projections/forecasts supporting the achievement of your goals (graphs & charts)
• Summarizes details in all of the planning components listed above
• Presents a “To Do” list of actions required to support the recommended strategies & tactics

It is important to keep your plan current as life changes occur and as goals change. A life/financial plan must be flexible and adapt to reflect these changes. We can work with you on an ongoing basis to maintain a current plan that is always on track and supporting the achievement of your goals. This service is provided on an hourly rate basis.

Retirement Plan

Our Retirement Plan service is designed to assess your retirement goals and recommend appropriate strategies/tactics to support achieving these goals. Retirement planning can be done on a flat fee or hourly rate basis. Your Retirement Plan will include:

• Analysis of goals
• Financial projections/forecasts (charts & graphs)
• Recommended investment strategy aimed at supporting achievement of goals
• In-depth cash flow analysis before and after retirement (optional)
• Any other planning needs specific to your retirement goals

You will be provided a personalized report covering all of the above planning information.

As with any form of financial planning, we recommend that your Retirement Plan be updated on at least an annual basis to ensure that you stay on track to achieve your retirement goals. This ongoing service is provided on an hourly rate basis.

Career Transition – Financial Analysis and Planning

MC Planning will work with you to understand all of the financial options and choices presented with a career change. We will provide the necessary analysis that enables you to make well informed decisions. This service is provided on an hourly rate basis. Your Career Transition Plan can include:

• Pension option analysis and recommendations
• Cash flow and net worth analysis
• Investment strategies and planning
• Tax strategies and planning
• Any other financial planning activities relevant to your career transition needs

You will receive a personalized report summarizing all planning information discussed in the above activities

Other Planning Services

If you have unique/specific planning needs or goals, we can work with you to establish the best strategies and tactics to address your needs and achieve your goals. This service is provided on an hourly rate basis. Examples of the kinds of needs/goals that we can help you with are:

• Independent/objective investment review and plan
• Independent/objective insurance review and plan (life, disability, critical illness, long term care, etc.)
• Cash flow analysis and management
• Debt restructuring
• Financial planning in divorce/separation matters
• And more…